Covering the Costs of Pregnancy
Covering Maternity Costs
Options For Obtaining Coverage
If a woman finds that maternity costs are not included in her current policy and she needs to purchase coverage, there are several options. Purchasing the maternity coverage as a rider on an existing individual health insurance policy may be a viable option for some. For an additional fee, the policy will expand to cover maternity related costs. Also, if a woman meets certain income requirements, she may be able to obtain maternity coverage through a government subsidized program like Medicaid. There may also be state sponsored health insurance programs for pregnant women that are a more affordable alternative to private coverage. These programs are usually based on income as well.